We offer a full range of tailored advice and investment services. Freshfield provides these services as a fiduciary, meaning we’re legally obliged to put our client’s best interests first.

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Financial Planning

Our financial planning gives you an holistic analysis that takes every financial aspect into account. Together, we’ll examine your current financial situation and cash-flow requirements and review your investment horizon and investments goals. Once we’ve investigated all these aspects, we’ll present you with a customized financial plan designed to maximize the likelihood that you reach your long-term goals. And we do more than plug your numbers into standard financial planning software—we use all our expertise and experience to build your plan and, if necessary, evolve it as your circumstances evolve.


Portfolio Management

We build a customized investment portfolio for every client. It reflects the client's unique financial circumstances, time-horizon, cash-flow requirements and investment objectives. And it is adjusted to keep pace with their evolving situation and requirements. At Freshfield, our deep investment knowledge and global reach means we can provide the understanding and flexibility to meet our clients' long-term investment goals.

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Retirement Planning

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning is the same as financial planning except that it focuses on your retirement—your life after paid work. As with our financial planning, we conduct an holistic analysis taking your entire financial and lifestyle situation into account and produce a customized plan designed to maximize the probability that you reach your retirement goals.

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401K Advice

Owner's of 401K accounts from previous employment have four options: (1) It may be possible to leave the 401K where it is, (2) if your new employer offers a 401K plan, it can be transferred there, (3) you can cash out your account but would be assessed taxes and penalties and (4) you can roll your 401K into an IRA. No one option is the best for everyone but some options are far better than others. Freshfield helps owners of 'old' 401K accounts choose the option which is best for them.


Annuity Evaluation

Annuities are often discussed as a way to enjoy market-like returns without the same risk, or to ensure a guaranteed income stream for life. But annuities are in fact insurance products which, at a cost, provide features and benefits which you may not need or already have among your financial or insurance products. Freshfield doesn't sell annuities, but clients frequently come to us with annuities whose characteristics don’t match their financial goals.